Studying abroad can be a valuable experience. It can be truly inspiring and rewarding. You get to meet new friends, gain knowledge, experience new cultures and customs, and explore exciting and faraway places.
But let’s not forget traveling to a foreign country bring forth unexpected challenges. While there are simple complications like a different diet, to grave ones like an unexpected illness or injury, or even to a more serious accident far from home. All these unforeseen situations can incur unexpected medical expenses that can present major financial challenges. If not done before leaving the country, it may even interrupt your travel abroad.
If you are going to Australia for higher studies, OSHConnect can take care of all your insurance needs. OSHConnect is a one-stop shop that helps you decide the right insurance cover for you. It is in partnership with leading insurance providers like Bupa OVHC and paves way for selecting the best cover for you, that also fulfils the visa requirements set by the Australian Government.
Insurance in Australia
International students in Australia are offered a special health insurance coverage for international students called Overseas Student Health Cover Australia. This insurance is designed specifically for international students and covers the costs of medical and hospital care that they may need while in Australia. It is mandatory for every international student to purchase his Australian international student health insurance prior to departing from their homeland.
Who is to purchase OSHC?
All persons holding a valid Australian student visa and their dependents are required to maintain OSHC during the entire duration of their time as a student in Australia.
Some are exempted:
- Belgians Students.
- Swedish Students
- Norwegian Students
Who buys OSHC?
Either your education provider or you yourself can choose and purchase. It does not matter who has bought it, as long as you maintain continuous coverage during your\ the entire stay in Australia.
Which insurance companies provide OSHC?
There are five well-renowned insurance providers that make OSHC available to you and the same can be purchased through your institution or directly by yourself:
- Australian Health Management
- BUPA Australia
- Medibank Private
- Allianz Global Assistance (subcontracted by Lysaght People care)
- nib OSHC
What exactly does OSHC cover?
The OSHC plan covers international students’ treatment at a doctor’s office, hospital, or for limited prescription drugs. The level of coverage can vary based on the kind of plan that has been chosen by you. Dental, optical and physiotherapy are not usually covered by the USHC.
Health insurance is a necessity today, and especially when traveling abroad for an extended period of time as students living far from home and family. OSHConnect’s expertise in insurance matters in association with its valued insurance partners, can fulfil all your insurance needs within your budget.
OSHConnect 